UK Property Market: Budget Changes and What They Mean for Investors
- keirafry2
- Dec 2
- 2 min read
The UK property market continues to show resilience, even as new measures were announced in the recent Budget. For investors, these changes present both challenges and opportunities—especially in the off-plan property investment sector, where long-term growth remains strong.
What’s New in the Property Market Budget?
Mansion Tax Surcharge
Starting April 2028, homes valued above £2 million will face a surcharge. The good news? This affects less than 1% of properties in England and around 3% in London, so the broader market impact will be minimal.
Property Income Tax Increase
From April 2027, taxes on rental income will rise. While this may discourage some landlords, it could also tighten rental supply, keeping rents elevated—a positive for investors focused on buy-to-let property investments.
Market Confidence on the Rise
Industry experts predict a rebound in consumer confidence as households feel ready to move again. Combined with falling mortgage rates, this is expected to support demand. The Bank of England has already cut rates from 5.25% to 4%, and further reductions are anticipated in the coming year.
Long-Term Outlook
Yes, refinancing will be a factor—around 43% of mortgage accounts will move to higher rates over the next three years. But property prices remain near record highs, and UK rental growth is still strong. For investors, this means stability and continued demand.
Why Off-Plan Investments Stand Out
Off-plan properties allow you to lock in today’s prices, benefit from flexible payment plans, and position yourself for capital growth by completion. With confidence returning and rental demand high, now is an excellent time to explore UK property investment opportunities.
Contact Us
📞 Phone: 01279 295590
📧Email: info@cityandcountrywide.com
🌐Website: www.cityandcountrywide.com
Get in touch today to learn more about our latest off-plan developments and secure your investment in a market that continues to deliver long-term value.
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